diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/UserBankController.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/UserBankController.java
new file mode 100644
index 00000000..134bcb5a
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/UserBankController.java
@@ -0,0 +1,130 @@
+package cn.iocoder.yudao.module.system.controller.admin.bank;
+
+import cn.iocoder.yudao.framework.common.pojo.CommonResult;
+import cn.iocoder.yudao.framework.common.pojo.PageResult;
+import cn.iocoder.yudao.framework.common.util.object.BeanUtils;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankPageReqVO;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankRespVO;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankSaveReqVO;
+import cn.iocoder.yudao.module.system.dal.dataobject.bank.BankDO;
+import cn.iocoder.yudao.module.system.service.bank.UserBankService;
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.tags.Tag;
+import org.springframework.security.access.prepost.PreAuthorize;
+import org.springframework.validation.annotation.Validated;
+import org.springframework.web.bind.annotation.*;
+
+import javax.annotation.Resource;
+import javax.validation.Valid;
+import java.util.List;
+
+import static cn.iocoder.yudao.framework.common.pojo.CommonResult.success;
+import static cn.iocoder.yudao.framework.security.core.util.SecurityFrameworkUtils.getLoginUserId;
+
+@Tag(name = "管理后台 - 用户银行卡信息")
+@RestController
+@RequestMapping("/system/user-bank")
+@Validated
+public class UserBankController {
+
+    @Resource
+    private UserBankService userBankService;
+
+    @PostMapping("/create")
+    @Operation(summary = "创建银行卡信息")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:create')")
+    public CommonResult<Long> createBank(@Valid @RequestBody UserBankSaveReqVO createReqVO) {
+
+        return success(userBankService.createBank(createReqVO));
+    }
+
+    @PostMapping("/create-bank")
+    @Operation(summary = "创建银行卡信息")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:create')")
+    public CommonResult<Boolean> createPayBank(@Valid @RequestBody UserBankSaveReqVO createReqVO) {
+
+        userBankService.createPayBank(createReqVO);
+        return success(true);
+    }
+
+    @PostMapping("/create-user")
+    @Operation(summary = "创建用户和银行卡关联信息")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:create')")
+    public CommonResult<Boolean> createUserBank(@RequestBody List<Long> bankId) {
+
+        userBankService.createUserBank(bankId);
+        return success(true);
+    }
+
+    @PutMapping("/update")
+    @Operation(summary = "更新银行卡信息")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:update')")
+    public CommonResult<Boolean> updateBank(@Valid @RequestBody UserBankSaveReqVO updateReqVO) {
+        userBankService.updateBank(updateReqVO);
+        return success(true);
+    }
+
+    @DeleteMapping("/delete")
+    @Operation(summary = "删除用户和银行卡关联信息")
+    @Parameter(name = "id", description = "编号", required = true)
+    @PreAuthorize("@ss.hasPermission('system:user-bank:delete')")
+    public CommonResult<Boolean> deleteUserBank(@RequestParam("id") Long id) {
+        userBankService.deleteUserBank(id);
+        return success(true);
+    }
+
+    @GetMapping("/get")
+    @Operation(summary = "获得银行卡信息")
+    @Parameter(name = "bankId", description = "银行卡信息编号", required = true, example = "1024")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:query')")
+    public CommonResult<UserBankRespVO> getBank(@RequestParam("bankId") Long bankId) {
+
+        BankDO userBank = userBankService.getBank(bankId);
+        return success(BeanUtils.toBean(userBank, UserBankRespVO.class));
+    }
+
+    @GetMapping("/page-bank")
+    @Operation(summary = "获得银行卡信息分页列表")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:query')")
+    public CommonResult<PageResult<UserBankRespVO>> getBankPage(@Valid UserBankPageReqVO pageReqVO) {
+
+        PageResult<BankDO> pageResult = new PageResult<BankDO>();
+        List<Long> bankIds = userBankService.getBankIds(getLoginUserId());
+        if (bankIds.isEmpty()) {
+
+            pageResult = userBankService.getBankPageIn(pageReqVO, null);
+        }else {
+            pageResult = userBankService.getBankPageNotIn(pageReqVO, bankIds);
+        }
+
+
+        return success(BeanUtils.toBean(pageResult, UserBankRespVO.class));
+    }
+
+    @GetMapping("/page")
+    @Operation(summary = "获得用户和银行卡关联信息分页")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:query')")
+    public CommonResult<PageResult<UserBankRespVO>> getUserBankPage(@Valid UserBankPageReqVO pageReqVO) {
+
+        PageResult<BankDO> pageResult = new PageResult<BankDO>();
+        List<Long> bankIds = userBankService.getBankIds(getLoginUserId());
+        if (!bankIds.isEmpty()) {
+
+            pageResult = userBankService.getBankPageIn(pageReqVO, bankIds);
+        }
+
+
+        return success(BeanUtils.toBean(pageResult, UserBankRespVO.class));
+    }
+
+    @GetMapping("/list")
+    @Operation(summary = "获得用户和银行卡关联信息列表")
+    @PreAuthorize("@ss.hasPermission('system:user-bank:query')")
+    public CommonResult<List<UserBankRespVO>> getUserBankList() {
+
+        List<BankDO> bankDOS = userBankService.getBankListByUserId(getLoginUserId());
+
+        return success(BeanUtils.toBean(bankDOS, UserBankRespVO.class));
+    }
+}
\ No newline at end of file
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankPageReqVO.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankPageReqVO.java
new file mode 100644
index 00000000..2dea421d
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankPageReqVO.java
@@ -0,0 +1,36 @@
+package cn.iocoder.yudao.module.system.controller.admin.bank.vo;
+
+import cn.iocoder.yudao.framework.common.pojo.PageParam;
+import io.swagger.v3.oas.annotations.media.Schema;
+import lombok.Data;
+import lombok.EqualsAndHashCode;
+import lombok.ToString;
+import org.springframework.format.annotation.DateTimeFormat;
+
+import java.time.LocalDateTime;
+
+import static cn.iocoder.yudao.framework.common.util.date.DateUtils.FORMAT_YEAR_MONTH_DAY_HOUR_MINUTE_SECOND;
+
+@Schema(description = "管理后台 - 用户银行卡信息分页 Request VO")
+@Data
+@EqualsAndHashCode(callSuper = true)
+@ToString(callSuper = true)
+public class UserBankPageReqVO extends PageParam {
+
+    @Schema(description = "用户编号", example = "31665")
+    private Long userId;
+
+    @Schema(description = "银行卡用户名称", example = "芋艿")
+    private String nickname;
+
+    @Schema(description = "银行卡号")
+    private String bankNo;
+
+    @Schema(description = "开户行信息", example = "赵六")
+    private String bankName;
+
+    @Schema(description = "创建时间")
+    @DateTimeFormat(pattern = FORMAT_YEAR_MONTH_DAY_HOUR_MINUTE_SECOND)
+    private LocalDateTime[] createTime;
+
+}
\ No newline at end of file
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankRespVO.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankRespVO.java
new file mode 100644
index 00000000..a89cfae0
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankRespVO.java
@@ -0,0 +1,38 @@
+package cn.iocoder.yudao.module.system.controller.admin.bank.vo;
+
+import com.alibaba.excel.annotation.ExcelIgnoreUnannotated;
+import com.alibaba.excel.annotation.ExcelProperty;
+import io.swagger.v3.oas.annotations.media.Schema;
+import lombok.Data;
+
+import java.time.LocalDateTime;
+
+@Schema(description = "管理后台 - 用户银行卡信息 Response VO")
+@Data
+@ExcelIgnoreUnannotated
+public class UserBankRespVO {
+
+    @Schema(description = "ID", requiredMode = Schema.RequiredMode.REQUIRED, example = "3548")
+    @ExcelProperty("ID")
+    private Long id;
+
+    @Schema(description = "用户编号", requiredMode = Schema.RequiredMode.REQUIRED, example = "31665")
+    private Long userId;
+
+    @Schema(description = "银行卡用户名称", example = "芋艿")
+    @ExcelProperty("银行卡用户名称")
+    private String nickname;
+
+    @Schema(description = "银行卡号")
+    @ExcelProperty("银行卡号")
+    private String bankNo;
+
+    @Schema(description = "开户行信息", example = "赵六")
+    @ExcelProperty("开户行信息")
+    private String bankName;
+
+    @Schema(description = "创建时间", requiredMode = Schema.RequiredMode.REQUIRED)
+    @ExcelProperty("创建时间")
+    private LocalDateTime createTime;
+
+}
\ No newline at end of file
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankSaveReqVO.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankSaveReqVO.java
new file mode 100644
index 00000000..caf9ce35
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/controller/admin/bank/vo/UserBankSaveReqVO.java
@@ -0,0 +1,22 @@
+package cn.iocoder.yudao.module.system.controller.admin.bank.vo;
+
+import io.swagger.v3.oas.annotations.media.Schema;
+import lombok.Data;
+
+@Schema(description = "管理后台 - 用户银行卡信息新增/修改 Request VO")
+@Data
+public class UserBankSaveReqVO {
+
+    @Schema(description = "ID", requiredMode = Schema.RequiredMode.REQUIRED, example = "3548")
+    private Long id;
+
+    @Schema(description = "银行卡用户名称", example = "芋艿")
+    private String nickname;
+
+    @Schema(description = "银行卡号")
+    private String bankNo;
+
+    @Schema(description = "开户行信息", example = "赵六")
+    private String bankName;
+
+}
\ No newline at end of file
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/dataobject/bank/BankDO.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/dataobject/bank/BankDO.java
new file mode 100644
index 00000000..2cca5fb9
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/dataobject/bank/BankDO.java
@@ -0,0 +1,39 @@
+package cn.iocoder.yudao.module.system.dal.dataobject.bank;
+
+import cn.iocoder.yudao.framework.mybatis.core.dataobject.BaseDO;
+import com.baomidou.mybatisplus.annotation.TableId;
+import com.baomidou.mybatisplus.annotation.TableName;
+import lombok.*;
+
+/**
+ * 管理后台的用户银行卡信息 DO
+ */
+@TableName(value = "system_bank", autoResultMap = true)
+@Data
+@EqualsAndHashCode(callSuper = true)
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class BankDO extends BaseDO {
+
+    /**
+     * ID
+     */
+    @TableId
+    private Long id;
+
+    /**
+     * 银行卡用户名称
+     */
+    private String nickname;
+
+    /**
+     * 银行卡号
+     */
+    private String bankNo;
+
+    /**
+     * 开户行信息
+     */
+    private String bankName;
+}
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/dataobject/bank/UserBankDO.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/dataobject/bank/UserBankDO.java
new file mode 100644
index 00000000..4dbd2d42
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/dataobject/bank/UserBankDO.java
@@ -0,0 +1,34 @@
+package cn.iocoder.yudao.module.system.dal.dataobject.bank;
+
+import cn.iocoder.yudao.framework.mybatis.core.dataobject.BaseDO;
+import com.baomidou.mybatisplus.annotation.TableId;
+import com.baomidou.mybatisplus.annotation.TableName;
+import lombok.*;
+
+/**
+ * 用户和银行卡关联 DO
+ */
+@TableName(value = "system_user_bank", autoResultMap = true)
+@Data
+@EqualsAndHashCode(callSuper = true)
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class UserBankDO extends BaseDO {
+
+    /**
+     * ID
+     */
+    @TableId
+    private Long id;
+
+    /**
+     * 用户ID
+     */
+    private Long userId;
+
+    /**
+     * 银行卡信息 ID
+     */
+    private Long bankId;
+}
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/mysql/bank/BankMapper.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/mysql/bank/BankMapper.java
new file mode 100644
index 00000000..170b9a71
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/mysql/bank/BankMapper.java
@@ -0,0 +1,41 @@
+package cn.iocoder.yudao.module.system.dal.mysql.bank;
+
+import cn.iocoder.yudao.framework.common.pojo.PageResult;
+import cn.iocoder.yudao.framework.mybatis.core.mapper.BaseMapperX;
+import cn.iocoder.yudao.framework.mybatis.core.query.LambdaQueryWrapperX;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankPageReqVO;
+import cn.iocoder.yudao.module.system.dal.dataobject.bank.BankDO;
+import org.apache.ibatis.annotations.Mapper;
+
+import java.util.List;
+
+/**
+ * 银行卡信息 Mapper
+ *
+ * @author 符溶馨
+ */
+@Mapper
+public interface BankMapper extends BaseMapperX<BankDO> {
+
+    default PageResult<BankDO> selectPageIn(UserBankPageReqVO reqVO, List<Long> bankId) {
+
+        return selectPage(reqVO, new LambdaQueryWrapperX<BankDO>()
+                .likeIfPresent(BankDO::getNickname, reqVO.getNickname())
+                .inIfPresent(BankDO::getId, bankId)
+                .orderByDesc(BankDO::getId));
+    }
+
+    default PageResult<BankDO> selectPageNotIn(UserBankPageReqVO reqVO, List<Long> bankId) {
+
+        return selectPage(reqVO, new LambdaQueryWrapperX<BankDO>()
+                .likeIfPresent(BankDO::getNickname, reqVO.getNickname())
+                .notIn(BankDO::getId, bankId)
+                .orderByDesc(BankDO::getId));
+    }
+
+    default List<BankDO> selectBankList(List<Long> bankId) {
+
+        return selectList(new LambdaQueryWrapperX<BankDO>()
+                .in(BankDO::getId, bankId));
+    }
+}
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/mysql/bank/UserBankMapper.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/mysql/bank/UserBankMapper.java
new file mode 100644
index 00000000..815f6b1b
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/dal/mysql/bank/UserBankMapper.java
@@ -0,0 +1,22 @@
+package cn.iocoder.yudao.module.system.dal.mysql.bank;
+
+import cn.iocoder.yudao.framework.mybatis.core.mapper.BaseMapperX;
+import cn.iocoder.yudao.framework.mybatis.core.query.LambdaQueryWrapperX;
+import cn.iocoder.yudao.module.system.dal.dataobject.bank.UserBankDO;
+import org.apache.ibatis.annotations.Mapper;
+
+/**
+ * 用户和银行卡关联 Mapper
+ *
+ * @author 符溶馨
+ */
+@Mapper
+public interface UserBankMapper extends BaseMapperX<UserBankDO> {
+
+    default UserBankDO selectByBankId(Long userId, Long bankId) {
+
+        return selectOne(new LambdaQueryWrapperX<UserBankDO>()
+                .eq(UserBankDO::getUserId, userId)
+                .eq(UserBankDO::getBankId, bankId));
+    }
+}
\ No newline at end of file
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/service/bank/UserBankService.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/service/bank/UserBankService.java
new file mode 100644
index 00000000..51e18b54
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/service/bank/UserBankService.java
@@ -0,0 +1,86 @@
+package cn.iocoder.yudao.module.system.service.bank;
+
+import cn.iocoder.yudao.framework.common.pojo.PageResult;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankPageReqVO;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankSaveReqVO;
+import cn.iocoder.yudao.module.system.dal.dataobject.bank.BankDO;
+
+import javax.validation.Valid;
+import java.util.List;
+
+/**
+ * 用户银行卡信息 Service 接口
+ *
+ * @author 符溶馨
+ */
+public interface UserBankService {
+
+    /**
+     * 创建用户银行卡信息
+     *
+     * @param createReqVO 创建信息
+     * @return 编号
+     */
+    Long createBank(@Valid UserBankSaveReqVO createReqVO);
+
+    /**
+     * 创建用户银行卡信息
+     *
+     * @param createReqVO 创建信息
+     */
+    void createPayBank(@Valid UserBankSaveReqVO createReqVO);
+
+    /**
+     * 创建用户和银行卡关联信息
+     *
+     * @param bankId 银行卡信息编号组
+     */
+    void createUserBank(List<Long> bankId);
+
+    /**
+     * 更新银行卡信息
+     *
+     * @param updateReqVO 更新信息
+     */
+    void updateBank(@Valid UserBankSaveReqVO updateReqVO);
+
+    /**
+     * 删除用户银行卡信息
+     *
+     * @param id 编号
+     */
+    void deleteUserBank(Long id);
+
+    /**
+     * 获得用户银行卡信息
+     *
+     * @param bankId 银行卡信息编号
+     * @return 银行卡信息
+     */
+    BankDO getBank(Long bankId);
+
+    /**
+     * 获得银行卡信息编号组
+     * @param userId 用户ID
+     * @return 银行卡信息编号组
+     */
+    List<Long> getBankIds(Long userId);
+
+    /**
+     * 获得银行卡信息分页
+     *
+     * @param pageReqVO 分页查询
+     * @return 银行卡信息分页
+     */
+    PageResult<BankDO> getBankPageIn(UserBankPageReqVO pageReqVO, List<Long> bankId);
+
+    /**
+     * 获得银行卡信息分页
+     *
+     * @param pageReqVO 分页查询
+     * @return 银行卡信息分页
+     */
+    PageResult<BankDO> getBankPageNotIn(UserBankPageReqVO pageReqVO, List<Long> bankId);
+
+    List<BankDO> getBankListByUserId(Long userId);
+}
\ No newline at end of file
diff --git a/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/service/bank/UserBankServiceImpl.java b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/service/bank/UserBankServiceImpl.java
new file mode 100644
index 00000000..2e6b80f3
--- /dev/null
+++ b/yudao-module-system/yudao-module-system-biz/src/main/java/cn/iocoder/yudao/module/system/service/bank/UserBankServiceImpl.java
@@ -0,0 +1,190 @@
+package cn.iocoder.yudao.module.system.service.bank;
+
+import cn.iocoder.yudao.framework.common.pojo.PageResult;
+import cn.iocoder.yudao.framework.common.util.object.BeanUtils;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankPageReqVO;
+import cn.iocoder.yudao.module.system.controller.admin.bank.vo.UserBankSaveReqVO;
+import cn.iocoder.yudao.module.system.dal.dataobject.bank.BankDO;
+import cn.iocoder.yudao.module.system.dal.dataobject.bank.UserBankDO;
+import cn.iocoder.yudao.module.system.dal.dataobject.user.AdminUserDO;
+import cn.iocoder.yudao.module.system.dal.mysql.bank.BankMapper;
+import cn.iocoder.yudao.module.system.dal.mysql.bank.UserBankMapper;
+import cn.iocoder.yudao.module.system.service.user.AdminUserService;
+import org.springframework.stereotype.Service;
+import org.springframework.validation.annotation.Validated;
+
+import javax.annotation.Resource;
+import java.util.List;
+import java.util.Objects;
+import java.util.stream.Collectors;
+
+import static cn.iocoder.yudao.framework.common.exception.util.ServiceExceptionUtil.exception;
+import static cn.iocoder.yudao.framework.common.util.collection.CollectionUtils.convertList;
+import static cn.iocoder.yudao.framework.security.core.util.SecurityFrameworkUtils.getLoginUserId;
+import static cn.iocoder.yudao.module.system.enums.ErrorCodeConstants.*;
+
+/**
+ * 用户银行卡信息 Service 实现类
+ *
+ * @author 符溶馨
+ */
+@Service
+@Validated
+public class UserBankServiceImpl implements UserBankService {
+
+    @Resource
+    private UserBankMapper userBankMapper;
+
+    @Resource
+    private BankMapper bankMapper;
+
+    @Resource
+    private AdminUserService adminUserService;
+
+    @Override
+    public Long createBank(UserBankSaveReqVO createReqVO) {
+
+        //校验银行卡号是否已存在
+        Long count = bankMapper.selectCount(BankDO::getBankNo, createReqVO.getBankNo());
+        if (count > 0L) {
+            throw exception(BANK_EXISTS);
+        }
+
+        // 插入
+        BankDO bank = BeanUtils.toBean(createReqVO, BankDO.class);
+        bankMapper.insert(bank);
+        // 返回
+        return bank.getId();
+    }
+
+    @Override
+    public void createPayBank(UserBankSaveReqVO createReqVO) {
+
+        //校验银行卡号是否已存在
+        BankDO bankDO = bankMapper.selectOne(BankDO::getBankNo, createReqVO.getBankNo());
+        if (bankDO != null) {
+
+            UserBankDO userBankDO = userBankMapper.selectByBankId(getLoginUserId(), bankDO.getId());
+            if (userBankDO == null) {
+
+                userBankDO = new UserBankDO();
+                userBankDO.setUserId(getLoginUserId());
+                userBankDO.setBankId(bankDO.getId());
+                userBankDO.setCreator(Objects.requireNonNull(getLoginUserId()).toString());
+
+                userBankMapper.insert(userBankDO);
+            }
+        }else {
+
+            // 插入
+            BankDO bank = BeanUtils.toBean(createReqVO, BankDO.class);
+            bankMapper.insert(bank);
+
+            UserBankDO userBankDO = new UserBankDO();
+            userBankDO.setUserId(getLoginUserId());
+            userBankDO.setBankId(bank.getId());
+            userBankDO.setCreator(Objects.requireNonNull(getLoginUserId()).toString());
+
+            userBankMapper.insert(userBankDO);
+        }
+    }
+
+    @Override
+    public void createUserBank(List<Long> bankId) {
+
+        //获取当前登录用户信息
+        AdminUserDO adminUserDO = adminUserService.getUser(getLoginUserId());
+
+        List<UserBankDO> useDOs = bankId.stream()
+                .map(id -> {
+                    UserBankDO userBankDO = new UserBankDO();
+                    userBankDO.setUserId(adminUserDO.getId());
+                    userBankDO.setBankId(id);
+                    userBankDO.setCreator(String.valueOf(adminUserDO.getId()));
+                    return userBankDO;
+                }).collect(Collectors.toList());
+
+        userBankMapper.insertBatch(useDOs);
+    }
+
+    @Override
+    public void updateBank(UserBankSaveReqVO updateReqVO) {
+        // 校验存在
+        validateBankExists(updateReqVO.getId());
+
+        // 更新
+        BankDO updateObj = BeanUtils.toBean(updateReqVO, BankDO.class);
+        bankMapper.updateById(updateObj);
+    }
+
+    @Override
+    public void deleteUserBank(Long id) {
+        // 校验存在
+        UserBankDO userBankDO = userBankMapper.selectByBankId(getLoginUserId(), id);
+        if (userBankDO == null) {
+            throw exception(BANK_NOT_EXISTS);
+        }
+
+        // 删除
+        userBankMapper.deleteById(userBankDO);
+
+        BankDO bankDO = bankMapper.selectById(userBankDO.getBankId());
+        //校验当前登录用户是否是 该银行卡信息的创建者
+        if (bankDO.getCreator().equals(userBankDO.getUserId().toString())) {
+
+            // 同步删除 银行卡信息
+            bankMapper.deleteById(bankDO.getId());
+        }
+    }
+
+    private void validateBankExists(Long id) {
+
+        BankDO bankDO = bankMapper.selectById(id);
+
+        if (bankDO == null) {
+            throw exception(BANK_NOT_EXISTS);
+        }
+
+        //校验当前登录用户是否是 该银行卡信息的创建者
+        if (!Long.valueOf(bankDO.getCreator()).equals(getLoginUserId())) {
+            throw exception(BANK_NOT_CREATOR);
+        }
+    }
+
+    @Override
+    public BankDO getBank(Long id) {
+
+        return bankMapper.selectById(id);
+    }
+
+    @Override
+    public List<Long> getBankIds(Long userId) {
+
+        List<UserBankDO> userBankDOS = userBankMapper.selectList(UserBankDO::getUserId, userId);
+
+        return convertList(userBankDOS, UserBankDO::getBankId);
+    }
+
+    @Override
+    public PageResult<BankDO> getBankPageIn(UserBankPageReqVO pageReqVO, List<Long> bankId) {
+
+        return bankMapper.selectPageIn(pageReqVO, bankId);
+    }
+
+    @Override
+    public PageResult<BankDO> getBankPageNotIn(UserBankPageReqVO pageReqVO, List<Long> bankId) {
+
+        return bankMapper.selectPageNotIn(pageReqVO, bankId);
+    }
+
+    @Override
+    public List<BankDO> getBankListByUserId(Long userId) {
+
+        if (getBankIds(userId).isEmpty()) {
+
+            return null;
+        }
+
+        return bankMapper.selectBankList(getBankIds(userId));
+    }
+}
\ No newline at end of file